Answering the question, "have you ever done anything that would demand you go to hell?" is an indicator of where a person's "spiritual wealth" is.

To answer that question with, "I am not perfect, but I don't deserve hell" illustrates that a person has a "spiritual bank account" they are expecting to draw from to "buy" the righteousness that is required to enter the Kingdom of Heaven.

To answer, "I have done some bad things deserving of hell, but I am not as bad as _________________" is an indicator that you are trusting that God is a Divine Teacher that will be grading on a curve